Reason to get jewelry appraiser
To determine replacement value for insurance coverage
Internet jewelry purchases are becoming more common and an appraisal can verify that diamonds (or other jewelry) purchased off the Internet, match the certification or appraisal that accompany the item. In case of a conflict many internet companies will only accept appraisals from independent accredited jewelry appraisers.
Fair Market Value. This is required when Settling an Estate, determining an Equitable Distribution or for Taxation Purposes.